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Like many other towns up and down the place, Ongar is struggling. In current decades it has misplaced its only secondary school, the hospital and its hyperlink to London's Underground technique. But the Essex town's fabric is under renewed assault. The squander tip is closing as is the police station whilst the Higher Road has its fair share of empty retailers. And now, to cap it all, HSBC has determined to shut its branch in Ongar at the end of subsequent month, a shift that will power several of Ongar's residents and retailers to transform bank, travel farther afield or resort to on the web banking.


Doom and gloom: Unsatisfied customers protest at the axeing of their HSBC branch

 



Lender branch closures: Have your say


The closure of the HSBC branch, which will depart Barclays as the very last lender in town, is not an isolated incident.
Last week, HSBC, which prides itself
on getting acknowledged as the world's neighborhood financial institution, confirmed to Financial Mail
that amongst now and early December it will be shutting 23 branches
countrywide, from Aspatria and Silloth in Cumbria to Seaton in Devon.
As soon as these close, it implies the financial institution
will have axed 42 branches this yr, minimizing its network to 1,269 –
fewer than any of its 3 big rivals, Lloyds, RBS/NatWest and
Barclays.
Very last yr, HSBC shut 58 outlets,
confirming it as the most aggressive shutter of branches though
RBS/NatWest will near far more this year.
For independent councillor Sheila
Jackman, renowned in Ongar for her sterling charitable perform, September's
closure of the HSBC branch will be nothing small of a 'disaster'.
'It's as if the city is getting
persecuted,' she says. 'Slowly but certainly the sticking plaster that
retains Ongar jointly is coming away.'
Sheila states any endeavor by the council
to follow the 'localism' agenda getting preached by Communities and Nearby
Authorities Secretary Eric Pickles, who is also the neighborhood Conservative
MP, is being undermined just before it has even started out. A single of the crucial aims
of the localism legislation is to empower communities.
Sheila is not a lone voice of protest
in Ongar. Nicola Harries, who runs a agency of solicitors in the Higher
Road, is also dismayed by the determination. 'HSBC, then Midland Bank,
assisted me set up my enterprise in 1985,' she states.
'The manager was Frank Collins,
affectionately known as ''Frank the Bank'', and he was the epitome of
what banking need to be about. He really helped individuals to get on and
realize success.
'Sadly, HSBC looks to have no fascination
in anything at all other than huge company interests now. The closure will
represent a massive reduction to the individuals of Ongar, equally on a company and
domestic level.
'Any problem of supplying a services
to the local community lies at the really bottom of HSBC's record.' Martyn Pattie,
who runs a company of architects, banks with Barclays, but as chairman of
Ongar Town Discussion board, set up to appear soon after neighborhood company interests, he is
dismayed that HSBC is pulling out.
'It's not great news,' he states. 'Of
class, individuals can transfer their accounts to Barclays, but most of them
won't. 'Instead they'll journey to Brentwood, Epping or Shenfield and
that will imply fewer folks strolling along Ongar Substantial Road.'
On Friday, HSBC said Ongar was 1 of
its 'lowest used' branches in the nation. Eric Pickles' company stated he
would be writing to the financial institution.

Wave goodbye: RBS quits seaside
Royal Bank of Scotland, owner of
NatWest, says it options to shut at least eighty branches this year as it
appears to create a organization that can stand on its own toes without
Govt backing.
So far it has shut 43 branches but the
bank instructed Fiscal Mail very last week that 'a similar number' would be
closed between now and the stop of December.
The NatWest branch in Seaside, East
Sussex, is among those shutting, much to the annoyance of 63-12 months-old
retired biomedical scientist Jane Dubery.
She uses the branch at minimum as soon as a month to pay out in cheques or income from the bric-a-brac she sells at car boot sales.
Despite the fact that Eastbourne city centre is only a mile absent, in which there is one more NatWestlender, she says the closure of the Seaside branch will inconvenience stores who willhave to go into town to deposit their takings.
Jane says: 'Barclays, HSBC and Lloyds have all withdrawn from Seaside, so it's a shame the last financial institution standing is now closing.'
RBS told Monetary Mail utilization of the branch had fallen and was no more timeample to justify retaining it open.